Please feel free to contact me for specific information about any of these programs

Home Partners of America

A unique new program that allows buyers who have less than perfect credit, or who do not have down payment or closing funds to enter into a lease to own program.

• 3500 plus homes purchased to date
• Over $1 billion in capital used
• Operating in 34 markets nationwide

Home Partners of America has a mission of making home ownership a reality for more people.

A resident's financial obligation is limited to1 year of rent.
Approved residents can:

• Move out after each 1 year lease term without penalty
• Elect to rent up to 3 years
• Purchase the home any time during their tenancy.

PLEASE CONTACT ME DIRECTLY FOR QUALIFICATION INFORMATION

Seth 5 Star Program - Grant

• Down payment assistance options: 3%, 4% 5% and 6%
• CONVENTIONAL/FHA/VA/USDA
• No first time homebuyer requirements
• Homebuyer education required (SETH Specific)
• 1-4 units, Condominiums, Townhomes
• Income limit requirements:
    - $107,520 Conventional
    - $  88,320 FHA/VA
    - $  87,250  USDA
• Purchase price limits:
   - $324,000 Conventional/VA/USDA
   - $274,050  FHA
• Eligible area: All of Texas except Travis County

TSAHC Program - Grant

• Down Payment Assistance Options: 2%, 3%, $& and 5%
• CONV/FHA/VA/USDA
• No first time home buyer qualifications
• Home buyer education required
• 1-4 units, condominiums and town homes
• Income limit requirements:  
   - $61,440  - Home Sweet Texas
   - $88,320 - Texas Hero Program
• Purchase Price Limit: $316,098
• Eligible Area: State of Texas
• Borrower requirements:
  - Low to moderate income (Home Sweet Texas)
  - Firefighters, Police, Teachers, Correctional Officers, Veterans (Texas Hero) 

Travis County HFC Program

• 5% down payment assistance option
• FHA/VA/USDA
• No first time home buyer requirements
• Home buyer education required for first time buyers
• 1-4 Units, condominiums and town homes
• Income limit requirements:
  - $107,520 - FHA/VA
  - $ 87,250 USDA
• No purchase price limit
• Eligible areas - Travis County only

TDHCA Program - Silent Second Lien

• Down Payment Assistance Options:  4% and 5%
• CONV, FHA, VA, USDA
• Must be a first time home buyer
• Home buyer education required
• 1-4 Units, condominiums, town homes
• Income  limit requirements: $76,800 to $88,320
• Purchase price limit:  
  • $316,098 - 1 unit
  • $399,034 2 units

City of Austin Program: Forgivable Loan Program

• Down Payment Assistance Options:
  
  • DPA - up to $14,999; forgiven after 5 years
  • Shared Equity - up to $40,000; forgiven after 10 years
                                                        Equity after 30 years
• Must be first time home buyers
• Home buyer education required
• 1-4 units, condominiums and town homes
• Income limit requirements: $43,050 to $61,450
• Purchase price limit:  $216,000
• Eligible are: City of Austin Full Purpose Jurisdiction 

Mortgage Credit Certificate   

• Up to $2000 per year in tax credit
• Must be first time home buyer
• Home buyer education needed
• Income limits vary
• Eligible area: State of Texas