Posts with tag 'credit score'
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Summer Real Estate Guide: Navigating the Hottest Market of the Year
The summer months are often a busy and exciting time in the real estate market. With longer days, warmer weather, and an influx of buyers and sellers, it's essential to have a strategic approach to navigate this competitive period successfully. Whether you're a buyer or a seller, these insights will help you stay ahead of the game. Our real estate agents know the real estate market can be hectic during the summer months and offer the following tips.
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Save Up for a Down Payment with These Tips
If you're planning to use a mortgage to finance the purchase of your home, it's essential to have enough money in savings for your down payment. Depending on the type of mortgage you choose, you'll typically need anywhere from 3.5 to 20 percent of the home's purchase price.
Our real estate agents recommend creating a plan to help you save the money for your down payment. Start by opening a savings account specifically for your down payment and follow these tips.
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What First-Time Buyers Need to Know About Credit Scores
Your credit score is an important piece of financial information that influences your ability to purchase a home. Credit scores range from 300 to 850, with 850 being the best possible score.
Our real estate agents know that lenders will use your credit score when determining whether to approve your mortgage application. Here are a few things you should know about your credit score and homeownership as you prepare to buy your first home.
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